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Unveiling the Path: Discovering the Best Local Banks and Bank Account Options in Memphis, TN

How to Search and Find The Best local banks and bank account selection information in Memphis, TN

Should I bank locally?
Introduction:
Selecting the right bank and bank account is a significant step in managing your finances. In Memphis, Tennessee, there are numerous local banks offering a range of services to cater to your financial needs. However, finding the best fit can be a challenging task. This blog post aims to guide you through the process of searching and finding the best local banks and bank account selection information in Memphis, TN.

Commence Your Search:
To initiate your search, start by conducting thorough research to identify the local banks in Memphis. Utilize search engines, local directories, or review platforms to compile a list of potential banks. Consider factors such as reputation, stability, and community involvement to get an initial understanding of each bank.

Assess Your Banking Needs: Assess Your Banking Needs:
Before choosing a bank, assess your specific banking needs. Consider the types of accounts and services you require, such as checking accounts, savings accounts, loans, or credit cards. Evaluate your financial goals, transaction patterns, and any particular features you prioritize, such as online banking or access to physical branches.

Compare Account Options:
Once you have a list of potential banks, compare the account options they offer. Look for accounts that align with your needs and preferences. Consider features such as account fees, interest rates, minimum balance requirements, and additional perks like rewards programs or ATM access. Evaluate whether the bank offers a comprehensive suite of services to meet your financial requirements.

Evaluate Fee Structures:
Carefully review the fee structures of each bank. Assess monthly maintenance fees, ATM fees, overdraft fees, and transaction charges. Take note of any fee waivers or reduced charges based on maintaining a minimum balance or setting up direct deposits. Select a bank with fee structures that suit your financial habits and goals.

Consider Accessibility and Convenience:
Evaluate the accessibility and convenience of each bank. Determine the proximity of their branches and ATMs to your home, workplace, or frequently visited areas. Additionally, consider the availability and functionality of their online and mobile banking platforms. Robust digital banking services can provide convenience and flexibility for managing your accounts.

Research Customer Service:
Customer service is a vital aspect of your banking experience. Look for banks that prioritize exceptional customer service. Read online reviews, explore customer ratings, and consider any feedback regarding the quality of service provided by each bank. Reach out to the banks directly with any questions or concerns to assess their responsiveness and commitment to customer satisfaction.

Seek Personal Recommendations:
Seek recommendations from trusted sources such as friends, family, or colleagues who have experience with local banks in Memphis. Personal references can provide valuable insights and recommendations based on their own banking experiences. Inquire about their satisfaction with customer service, convenience, and any unique features or benefits offered by their respective banks.

Conclusion:
Finding the best local bank and bank account in Memphis, TN, requires careful research and consideration. By conducting comprehensive research, assessing your banking needs, comparing account options, evaluating fee structures, considering accessibility and convenience, researching customer service, and seeking personal recommendations, you can make an informed decision. The ideal bank and account should align with your financial goals, provide convenience, offer competitive fees, and prioritize excellent customer service. With the right choice, you can confidently manage your finances and embark on a path toward financial success in Memphis.

First Horizon Bank Locations (14)


All Locations | Locations by State/City | Zip Code Search

IDBranch NameBranch Address
391
University Mall Branch
201 S Estes Dr, Chapel Hill NC 27514
392
UNIVERSITY PARKWAY BRANCH
2815 University Pkwy, Sarasota FL 34243
393
VESTAVIA BRANCH
613 Montgomery Hwy, Vestavia Hills AL 35216
394
VETERANS BRANCH
3801 Veterans Memorial Blvd, Metairie LA 70002
395
VIEWMONT OFFICE
1420 2nd St Ne, Hickory NC 28601
396
VILLAGE OF MARTINSVILLE BRANCH
250 Commonwealth Blvd W, Martinsville VA 24112
397
VIRTUAL BRANCH
2000 Pga Blvd, North Palm Beach FL 33408
398
VOLUNTEER PARKWAY BRANCH
1155 Volunteer Pkwy, Bristol TN 37620
399
WAKE FOREST BRANCH
12217 Capital Blvd, Wake Forest NC 27587
400
Walkertown Main Branch
2820 Old Hollow Rd, Walkertown NC 27051
401
WALNUT RIDGE BRANCH
121 Sw 3rd St, Walnut Ridge AR 72476
402
WATKINS-FRAYSER BRANCH
3391 N Watkins St, Memphis TN 38127
403
WATSON GLEN
1214 Murfreesboro Rd, Franklin TN 37064
404
WEDDINGTON DRIVE BRANCH
3430 W Wedington Dr, Fayetteville AR 72704
405
WEST CARY BRANCH
7705 Carpenter Fire Station Rd, Cary NC 27519
406
WEST COOKEVILLE BRANCH
389 W Jackson St, Cookeville TN 38501
407
WEST END FINANCIAL CENTER
3011 West End Ave, Nashville TN 37203
408
WEST FRANKLIN STREET BRANCH
126 W Franklin St, Chapel Hill NC 27516
409
WEST HAVEN BRANCH
3900 Western Ave, Knoxville TN 37921
410
WEST MAIN STREET BRANCH
249 W Main St, Lebanon TN 37087
411
WEST PALM BEACH BRANCH
1645 Palm Beach Lakes Blvd, West Palm Beach FL 33401
412
WEST PINHOOK ROAD BRANCH
2200 W Pinhook Rd, Lafayette LA 70508
413
WESTERN PLAZA BRANCH
1615 W Main St, Lebanon TN 37087
414
WHITE BRIDGE FINANCIAL CENTER BRANCH
23 White Bridge Pike, Nashville TN 37205
415
WHITE HOUSE BRANCH
2916 Highway 31 W, White House TN 37188
416
WHITES CREEK BRANCH
4410 Whites Creek Pike, Whites Creek TN 37189
417
WHITNEL OFFICE
1351 Norwood St Sw, Lenoir NC 28645
418
WILKESBORO OFFICE
2841 W Us Highway 421, Wilkesboro NC 28697
419
Winston Salem Medical Park Branch
2006 S Hawthorne Rd, Winston-Salem NC 27103
420
WINSTON-SALEM COMMERCIAL BANKING
2000 W 1st St, Winston Salem NC 27104

 

Data by FIDC (The Federal Deposit Insurance Corporation), report date: 2023-06-30

Daily Best Banks' CD Rates

Program
Rate
Bank
1 Yr
5.36%
CIBC Bank USA: 5.36% APY, $1,000 minimum deposit
1 Yr
5.35%
Limelight Bank: 5.35% APY, $1,000 minimum deposit
1 Yr
5.27%
TAB Bank: 5.27% APY, $1,000 minimum deposit
1 Yr
5.26%
First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit
1 Yr
5.20%
Bask Bank: 5.20% APY, $1,000 minimum deposit
1 Yr
5.15%
LendingClub Bank: 5.15% APY, $2,500 minimum deposit
1 Yr
5.15%
Popular Direct: 5.15% APY, $10,000 minimum deposit
1 Yr
5.00%
Barclays Bank: 5.00% APY, $0 minimum deposit
1 Yr
5.00%
Capital One: 5.00% APY, $0 minimum deposit

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.