Banks, online banking, US bank directory, online banks directory
Follow Us:


You are stopping at the great bank directory website! You can find here detailed data of any banks in the United States (US). From national popular banks such as Bank Of America, USBank, Chase Bank, Wells Fargo Bank... to the local banks, all are here, at U.S. bank directory

Start your search for the latest update bank data of the top banks, online banks & online banking all over the U.S.!

Is Wells Fargo a local bank?

Unlocking the Secrets: How to Research and Find Top Banks, Online Banks & Online Banking


In today's digitally-driven world, banking has undergone a significant transformation. Traditional brick-and-mortar banks have been supplemented by online banks, offering convenience, accessibility, and a host of innovative features. However, with the multitude of options available, it can be overwhelming to navigate the landscape and find the top banks and online banking solutions that suit your needs. In this blog post, we'll guide you through the process of researching and finding the best banks, online banks, and online banking services.

Define Your Needs and Priorities:

Before delving into the vast array of banking options, it's crucial to identify your specific requirements and priorities. Are you seeking a bank with a physical presence for in-person interactions, or are you comfortable with an entirely digital experience? Consider factors such as fees, interest rates, customer service, account types, and additional services like mortgages, loans, and investment opportunities. Determining your preferences will help you narrow down your options.

Evaluate Traditional Banks:

Traditional banks, with their extensive branch networks, still play a significant role in the financial sector. Start your research by assessing well-established banks. Look for reliable institutions with a solid reputation, long-standing history, and a strong financial standing. Consider factors like customer satisfaction, awards and recognitions, and the breadth of services offered. Websites such as JD Power, Consumer Reports, and customer reviews can provide valuable insights.

Explore Online Banks:

Online banks, which operate exclusively through digital platforms, have gained immense popularity due to their convenience and often higher interest rates. When researching online banks, scrutinize their security measures, user interface, and mobile banking applications. Look for banks that offer seamless transactions, robust security protocols, and user-friendly interfaces. Check if they provide services like mobile check deposits, bill payments, and ATM access. Online resources such as NerdWallet and Bankrate can provide comprehensive comparisons of online banks.

Consider Online Banking Platforms:

If you prefer the convenience of online banking but still want access to a broad range of financial services, consider online banking platforms. These platforms act as intermediaries, connecting you with multiple banks and financial institutions. They provide a unified interface where you can manage all your accounts in one place. Evaluate the platforms based on their ease of use, features, and the number of partnering banks they offer. Some well-known online banking platforms include Mint, Personal Capital, and YNAB (You Need a Budget).

Check for Security and Regulation:

When dealing with financial institutions, security is of paramount importance. Look for banks and online banking solutions that prioritize the protection of your personal information and funds. Ensure that they employ encryption, multi-factor authentication, and robust fraud detection systems. It's also essential to verify that the bank is regulated by reputable authorities and has FDIC insurance for traditional banks or deposit protection schemes for online banks.

Seek Recommendations and Reviews:

Don't hesitate to seek recommendations from friends, family, and colleagues who have experience with various banks or online banking platforms. Their insights can provide valuable firsthand information. Additionally, read customer reviews and testimonials to gauge the experiences of others. Be sure to consider a wide range of opinions to gain a balanced perspective.


Researching and finding the top banks, online banks, and online banking services requires careful consideration of your needs, priorities, and preferences. Whether you opt for a traditional bank, an online bank, or an online banking platform, take the time to evaluate their features, security measures, customer service, and overall reputation. Remember to review resources such as customer feedback, industry reports, and comparison websites to make an informed decision. By conducting thorough research, you can unlock the secrets to finding the best banking solution that aligns with your financial goals and provides a seamless and secure banking experience.

Browse Bank Locations by States


Frequently Asked Questions

How many banks are in the US 2022?

There are total of 4,983 banks reported by the FDIC.

How many commercial banks are there in the United States 2022?

According to the FDIC, there were 4,951 commercial banks and savings institutions in the U.S.

Which local bank is the best?

Ally Bank, One Finance, Varo Bank, Chime, Barclays, FNBO Direct, NBKC Bank, Axos Bank

What is the top 10 banks in America?

Ally, Chase, Wells Fargo, Capital One, USAA, Charles Schwab Bank, Capital One, NBKC Bank, Axos Bank, One Finance

Daily Best Banks' CD Rates

1 Yr
Bask Bank: 5.30% APY, $1,000 minimum deposit
1 Yr
Popular Direct: 5.30% APY, $10,000 minimum deposit
1 Yr
First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit
1 Yr
Limelight Bank: 5.25% APY, $1,000 minimum deposit
1 Yr
Forbright Bank: 5.25% APY, $1,000 minimum deposit
1 Yr
CIBC Bank USA: 5.21% APY, $1,000 minimum deposit
1 Yr
America First Credit Union: 5.15% APY, $500 minimum deposit
1 Yr
Marcus by Goldman Sachs: 5.15% APY, $500 minimum deposit
1 Yr
TAB Bank: 5.15% APY, $1,000 minimum deposit

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.