Santander Bank, N.A. online banking DE 19801
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A Guide to Finding the Best Local Banks and Bank Accounts in Wilmington, DE

How to Search and Find The Best local banks and bank account selection information in Wilmington, DE

What are the top 5 major banks?
Choosing the right bank and bank account is an important decision that can greatly impact your financial well-being. In Wilmington, DE, there are several local banks to consider, each offering unique features and benefits. This guide will help you navigate the process of finding the best local banks and selecting the right bank account that suits your needs in the vibrant city of Wilmington.

Assess Your Banking Needs:
Start by assessing your banking needs to determine what you're looking for in a bank and bank account. Consider the following questions:

Do you prefer a traditional brick-and-mortar bank or an online bank? Do you prefer a traditional brick-and-mortar bank or an online bank?
How frequently do you need to access your funds?
Do you require specific banking services, such as mortgage loans, investment options, or small business banking?
Understanding your needs will help you narrow down your options and find a bank that aligns with your requirements.

Research Local Banks:
Wilmington is home to several local banks, including both national and regional institutions. Begin your search by researching the different banks available in the area. Look for reputable banks with a strong presence and positive customer reviews. Some well-known local banks in Wilmington include PNC Bank, WSFS Bank, and M&T Bank.

Evaluate Bank Services:
Once you have a list of potential banks, evaluate the services they offer. Consider the following factors:

Checking and savings account options: Look for accounts with low fees, competitive interest rates, and convenient access to ATMs.
Online and mobile banking: Ensure that the bank provides user-friendly digital platforms that allow you to manage your accounts, make transfers, and pay bills conveniently.
Additional services: If you have specific banking needs, such as specialized loans, credit cards, or wealth management services, check if the bank provides those services.

Compare Account Features:
To select the best bank account, compare the features of different accounts offered by the banks you're considering. Pay attention to the following aspects:

Minimum balance requirements: Determine if the account has a minimum balance requirement and if it is feasible for you to maintain.
Fees: Be aware of any monthly maintenance fees, ATM fees, overdraft fees, or other charges associated with the account.
Interest rates: If you're opening a savings account, compare the interest rates offered by different banks to maximize your earnings.
Account accessibility: Consider the availability of ATMs, branch locations, and customer support channels.

Visit the Bank and Ask Questions:
Before finalizing your decision, visit the bank(s) you're interested in. Speak to a representative and ask questions about their services, account options, and any concerns you may have. This interaction will give you a firsthand experience of the bank's customer service and help you make an informed decision.

Read Reviews and Seek Recommendations:
To gain further insights, read online reviews and seek recommendations from friends, family, or local communities. Real customer experiences can provide valuable information about a bank's reliability, customer service, and overall satisfaction.

Finding the best local bank and bank account in Wilmington, DE, requires careful research and consideration. By assessing your banking needs, researching local banks, evaluating services, comparing account features, and seeking recommendations, you can make an informed decision that aligns with your financial goals. Remember, the right bank can provide the financial tools and support necessary for your success in the vibrant city of Wilmington.

Santander Bank, N.A.

General Information | Financial Summary | Locations & Branches

Santander Bank, N.A.
824 N Market St
Wilmington, DE 19801

824 N Market St, Wilmington, DE 19801

Official website:

Established in 1907-01-01, Santander Bank, N.A. is a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC), serving customers in Wilmington Delaware (DE) and many other cities.

The bank is still in service at 439 domestic branches/offices. You can explore all the domestic locations/branches, browse locations by state/city or search locations by zip code

Santander Bank, N.A. Online Banking

Location: Wilmington, Delaware DE (County New Castle)

FDIC Certificate #: 29950

FDIC Geographic Region: New York - Connecticut, Delaware, District of Columbia, Illinois, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands

Chartering Agency: OCC - State and Federal Comptroller of the Currency

OCC Charter Number: 25022

OTS Docket Number (assigned by federal housing finance board - FHFB): 4410

Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (CBSA#37980)

Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD - CMSA#77

Combined Statistical Area (CSA): Philadelphia-Reading-Camden, PA-NJ-DE-MD - CSA#428

Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD - MSA#9160

Office of the Comptroller: Northeast - Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont, U.S. Virgin Islands

Office of Thrift Supervision (OTS) Region: Northeast

Santander Bank, N.A. Online Banking

Santander Bank, N.A. is

  • being operated in government conservatorship
  • an insured commercial bank
  • a member of Deposit Insurance Fund
  • an FDIC Insured member

Insurance Fund Membership: Deposit Insurance Fund (DIF)

Bank Holding Company: BANCO SANTANDER SA

Bank Holding Company Type:

Number of Domestic Offices: 439

Number of Foreign Offices: 0

Regulator: Office of the Comptroller of the Currency (OCC)

Trust Powers: Trust Power Granted

Data by FIDC (The Federal Deposit Insurance Corporation), last update 2023-11-24

Daily Best Banks' CD Rates

1 Yr
Popular Direct: 5.37% APY, $10,000 minimum deposit
1 Yr
First Internet Bank of Indiana: 5.36% APY, $1,000 minimum deposit
1 Yr
BrioDirect: 5.35% APY, $500 minimum deposit
1 Yr
Bread Savings: 5.35% APY, $1,500 minimum deposit
1 Yr
Quontic Bank: 5.30% APY, $500 minimum deposit
1 Yr
TAB Bank: 5.27% APY, $1,000 minimum deposit
1 Yr
Sallie Mae Bank: 5.25% APY, $2,500 minimum deposit
1 Yr
Limelight Bank: 5.20% APY, $1,000 minimum deposit
1 Yr
Live Oak Bank: 5.20% APY, $2,500 minimum deposit

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.