Selecting the right bank is crucial for effective financial management. In Kansas, a state with a diverse financial sector, finding the best bank is essential for your financial well-being. In this article, we will explore key factors to consider when choosing a bank in Kansas and highlight some of the best bank rates currently available in the state.
Start by defining your financial goals and needs. Assess whether you require basic banking services, specialized accounts, loans, credit cards, or investment opportunities. Understanding your objectives will help you narrow down your options and find a bank that aligns with your specific needs.
The reputation and stability of a bank are crucial considerations. Look for banks with a strong presence in Kansas, a history of reliability, and positive customer feedback. A financially secure bank provides peace of mind and ensures the safety of your funds.
Consider the range of services offered by each bank. Assess whether they provide convenient online and mobile banking options, accessible ATM networks, and branch locations that suit your preferences. Additionally, look for value-added services such as financial planning assistance, wealth management solutions, or educational resources that can contribute to your financial success.
Compare the fee structures of potential banks, including maintenance fees, ATM fees, overdraft fees, and transaction charges. Carefully review the fee schedules to ensure they align with your banking habits and minimize unnecessary costs. Some banks may offer fee waivers or reduced fees for certain account types, so be sure to review the terms and conditions.
Interest rates play a significant role in optimizing your savings and reducing borrowing costs. Look for banks that offer competitive interest rates on savings accounts, certificates of deposit (CDs), personal loans, and mortgages. Higher interest rates can help grow your savings, while lower rates can save you money on loans. Consider associated terms and conditions, such as minimum balances or introductory rates.
With a strong presence in Kansas, Commerce Bank offers competitive interest rates on savings accounts, CDs, and mortgage loans.
A trusted financial institution in Kansas, Capitol Federal Savings Bank provides competitive rates on savings accounts, CDs, and personal loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
With a wide range of banking products, Central Bank and Trust Co. offers competitive rates on savings accounts, CDs, and personal loans.
Choosing the best bank in Kansas involves careful consideration of your financial goals, the bank's reputation and stability, the range of services offered, fee structures, and competitive interest rates. By conducting thorough research and assessing your needs, you can find a bank that provides convenience, security, and favorable rates. Regularly reviewing your banking requirements will ensure that your financial goals continue to be met effectively.
ID | Bank Name | Branch Name | Address |
---|---|---|---|
1 | Arvest Bank | Shawnee Branch | 6225 Lucille Ln, Shawnee KS 66203 |
2 | Bank of America | West 66th Street Branch | 22425 W 66th St, Shawnee KS 66226 |
3 | Bank of Labor | 75TH STREET AND QUIVIRA ROAD BRANCH | 11810 W 75th St, Shawnee KS 66214 |
4 | BMO Bank National Association | LONG BRANCH | 6333 Long Ave, Shawnee KS 66216 |
5 | BMO Bank National Association | MONTICELLO BRANCH | 21900 Shawnee Mission Pkwy, Shawnee KS 66226 |
6 | BMO Bank National Association | WESTGLEN BRANCH | 7225 Renner Rd, Shawnee KS 66217 |
7 | Capitol Federal Savings Bank | SHAWNEE CROSSINGS BRANCH | 22400 Midland Dr, Shawnee KS 66226 |
8 | Capitol Federal Savings Bank | SHAWNEE BRANCH | 5700 Nieman Rd, Shawnee KS 66203 |
9 | Commerce Bank | SM PKWY & PFLUMM BRANCH | 13501 Shawnee Mission Pkwy, Shawnee KS 66216 |
10 | Commerce Bank | SHAWNEE MISSION PARKWAY/MONTICELLO BRANCH | 21800 Midland Dr, Shawnee KS 66218 |
11 | Commerce Bank | NIEMAN BRANCH | 11000 Shawnee Mission Pkwy, Shawnee KS 66203 |
12 | Community First Bank | PARKWAY CENTER | 10314 Shawnee Mission Pkwy, Shawnee KS 66203 |
13 | Country Club Bank | 21911 S. 66TH STREET | 21911 W 66th St, Shawnee KS 66226 |
14 | First Interstate Bank | SHAWNEE BRANCH | 10610 Shawnee Mission Pkwy, Shawnee KS 66203 |
15 | First National Bank of Omaha | SHAWNEE BRANCH | 6301 Pflumm Rd, Shawnee KS 66216 |
16 | Intrust Bank | JOHNSON CO-PARKWAY VILLAGE BRANCH | 19501 W 65th Ter, Shawnee KS 66218 |
17 | NBH Bank | PFLUMM BRANCH # 36 | 13425 Shawnee Mission Pkwy, Shawnee KS 66216 |
18 | Security Bank of Kansas City | LACKMAN ROAD BRANCH | 15110 Shawnee Mission Pkwy, Shawnee KS 66217 |
19 | Security Bank of Kansas City | SHAWNEE BRANCH | 5450 Roberts St, Shawnee KS 66226 |
20 | The Central Trust Bank | LACKMAN ROAD BRANCH | 15100 West 67th Street, Shawnee KS 66216 |
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Program | Rate | Bank |
---|---|---|
1 Yr | 5.36% | CIBC Bank USA: 5.36% APY, $1,000 minimum deposit |
1 Yr | 5.35% | Limelight Bank: 5.35% APY, $1,000 minimum deposit |
1 Yr | 5.27% | TAB Bank: 5.27% APY, $1,000 minimum deposit |
1 Yr | 5.26% | First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit |
1 Yr | 5.25% | Bread Savings: 5.25% APY, $1,500 minimum deposit |
1 Yr | 5.20% | Bask Bank: 5.20% APY, $1,000 minimum deposit |
1 Yr | 5.15% | LendingClub Bank: 5.15% APY, $2,500 minimum deposit |
1 Yr | 5.15% | Popular Direct: 5.15% APY, $10,000 minimum deposit |
1 Yr | 5.00% | Barclays Bank: 5.00% APY, $0 minimum deposit |
*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.
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