Selecting the right bank is crucial for effective financial management. In Kansas, a state with a diverse financial sector, finding the best bank is essential for your financial well-being. In this article, we will explore key factors to consider when choosing a bank in Kansas and highlight some of the best bank rates currently available in the state.
Start by defining your financial goals and needs. Assess whether you require basic banking services, specialized accounts, loans, credit cards, or investment opportunities. Understanding your objectives will help you narrow down your options and find a bank that aligns with your specific needs.
The reputation and stability of a bank are crucial considerations. Look for banks with a strong presence in Kansas, a history of reliability, and positive customer feedback. A financially secure bank provides peace of mind and ensures the safety of your funds.
Consider the range of services offered by each bank. Assess whether they provide convenient online and mobile banking options, accessible ATM networks, and branch locations that suit your preferences. Additionally, look for value-added services such as financial planning assistance, wealth management solutions, or educational resources that can contribute to your financial success.
Compare the fee structures of potential banks, including maintenance fees, ATM fees, overdraft fees, and transaction charges. Carefully review the fee schedules to ensure they align with your banking habits and minimize unnecessary costs. Some banks may offer fee waivers or reduced fees for certain account types, so be sure to review the terms and conditions.
Interest rates play a significant role in optimizing your savings and reducing borrowing costs. Look for banks that offer competitive interest rates on savings accounts, certificates of deposit (CDs), personal loans, and mortgages. Higher interest rates can help grow your savings, while lower rates can save you money on loans. Consider associated terms and conditions, such as minimum balances or introductory rates.
With a strong presence in Kansas, Commerce Bank offers competitive interest rates on savings accounts, CDs, and mortgage loans.
A trusted financial institution in Kansas, Capitol Federal Savings Bank provides competitive rates on savings accounts, CDs, and personal loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
With a wide range of banking products, Central Bank and Trust Co. offers competitive rates on savings accounts, CDs, and personal loans.
Choosing the best bank in Kansas involves careful consideration of your financial goals, the bank's reputation and stability, the range of services offered, fee structures, and competitive interest rates. By conducting thorough research and assessing your needs, you can find a bank that provides convenience, security, and favorable rates. Regularly reviewing your banking requirements will ensure that your financial goals continue to be met effectively.
Show all 31 domestic offices, branches & locations
ID | Branch Name | Branch Address |
---|---|---|
1 | AUBURN BRANCH | 1741 North Washington Street, Auburn KS 66402 |
2 | DODGE CITY DOWNTOWN BRANCH | 100 W Spruce St, Dodge City KS 67801 |
3 | DODGE CITY NORTH 14TH BRANCH | 2500 N 14th Ave, Dodge City KS 67801 |
4 | Fort Scott Main Branch | 200 S Main St, Fort Scott KS 66701 |
5 | Fort Scott South Branch | 23rd And South 69 Highway, Fort Scott KS 66701 |
6 | GARDEN CITY BRANCH | 1007 N Main St, Garden City KS 67846 |
7 | GREAT BEND BRANCH | 1623 Main St, Great Bend KS 67530 |
8 | Great Bend West Branch | 5200 Broadway Ave, Great Bend KS 67530 |
9 | HOISINGTON BRANCH | 623 N Main St, Hoisington KS 67544 |
10 | IOLA BRANCH | 1206 East St, Iola KS 66749 |
11 | Junction City Branch | 208 S Washington St, Junction City KS 66441 |
12 | KINCAID BRANCH | 200 Commercial Street, Kincaid KS 66039 |
13 | LA CROSSE BRANCH | 808 Main St, La Crosse KS 67548 |
14 | Landmark National Bank | 701 Poyntz Ave, Manhattan KS 66502 |
15 | Lawrence 6th Street Branch | 4621 W 6th St, Lawrence KS 66049 |
16 | Lawrence Iowa Branch | 2710 Iowa St, Lawrence KS 66046 |
17 | LENEXA BRANCH | 7900 Quivira Rd, Lenexa KS 66215 |
18 | LOUISBURG BRANCH | 100 W Amity St, Louisburg KS 66053 |
19 | Manhattan West Branch | 3005 Anderson Ave, Manhattan KS 66503 |
20 | MOUND CITY BRANCH | 402 Main St, Mound City KS 66056 |
21 | OSAGE CITY BRANCH | 102 S 6th St, Osage City KS 66523 |
22 | OSAWATOMIE BRANCH | 600 Main St, Osawatomie KS 66064 |
23 | Overland Park Branch | 6640 W 143rd St, Overland Park KS 66223 |
24 | OVERLAND PARK BRANCH | 8101 W 135th St, Overland Park KS 66223 |
25 | PAOLA BRANCH | 1310 Baptiste Dr, Paola KS 66071 |
26 | PITTSBURG BRANCH | 2300 N Broadway St, Pittsburg KS 66762 |
27 | Prairie Village Branch | 3500 West 75th Street, Suites 110a And 110b, Prairie Village KS 66208 |
28 | TOPEKA RIVER HILLS | 6010 Sw 6th Ave, Topeka KS 66615 |
29 | WAMEGO BRANCH | 6th Street And Lincoln, Wamego KS 66547 |
30 | WELLSVILLE BRANCH | 112 W 6th St, Wellsville KS 66092 |
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Data by FIDC (The Federal Deposit Insurance Corporation), report date: 2023-06-30
Program | Rate | Bank |
---|---|---|
1 Yr | 4.52% | TAB Bank: 4.52%, Min. deposit to open $1,000 |
1 Yr | 4.50% | Popular Direct: 4.50%, Min. deposit to open $10,000 |
1 Yr | 4.40% | Limelight Bank: 4.40%, Min. deposit to open $1,000 |
1 Yr | 4.40% | Live Oak Bank: 4.40%, Min. deposit to open $2,500 |
1 Yr | 4.25% | Marcus by Goldman Sachs: 4.25%, Min. deposit to open $500 |
1 Yr | 4.25% | Bank5 Connect: 4.25%, Min. deposit to open $500 |
1 Yr | 4.25% | Bask Bank: 4.25%, Min. deposit to open $1,000 |
1 Yr | 4.21% | CIBC Bank USA: 4.21%, Min. deposit to open $1,000 |
1 Yr | 4.20% | First Internet Bank of Indiana: 4.20%, Min. deposit to open $1,000 |
1 Yr | 4.15% | Barclays Bank: 4.15%, Min. deposit to open $0 |
*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.
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