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Your Guide to Finding the Best Local Banks and Bank Accounts in Los Angeles, CA

How to Search and Find The Best local banks and bank account selection information in Los Angeles, CA

How do I find a small local bank?
Choosing the right local bank and bank account is essential for managing your finances effectively. Whether you're a Los Angeles, CA resident or planning to relocate to the area, finding a reliable bank that meets your financial needs is crucial. In this blog post, we will provide you with a comprehensive guide on how to search for and select the best local banks and bank accounts in Los Angeles, empowering you to make informed decisions about your financial well-being.

Conduct Thorough Research:
To start your search, conduct thorough research on local banks in Los Angeles. Consider the following strategies:

a. Online Search: Use search engines to compile a list of banks operating in Los Angeles. Visit their official websites to gather information about their services, account options, branch locations, and customer reviews. a. Online Search: Use search engines to compile a list of banks operating in Los Angeles. Visit their official websites to gather information about their services, account options, branch locations, and customer reviews.

b. Seek Recommendations: Reach out to friends, family, or colleagues living in Los Angeles for their recommendations. Personal referrals can provide valuable insights into the quality of services offered by different banks in the area.

c. Local Directories: Consult local directories or online platforms that focus on Los Angeles businesses. These resources often include customer ratings and reviews, which can help you assess the reputation and customer satisfaction levels of various banks.

Evaluate Account Options:
Once you have a list of potential banks, evaluate the account options they offer. Consider the following factors:

a. Checking and Savings Accounts: Assess the types of checking and savings accounts available. Look for features that align with your financial goals, such as low fees, competitive interest rates, convenient access to ATMs, and user-friendly online banking platforms.

b. Additional Services: Consider if the bank offers additional services such as certificates of deposit (CDs), money market accounts, loans, or credit cards. Having access to a comprehensive range of financial products can cater to your evolving needs.

c. Fees and Charges: Examine the fee structures associated with each account. Compare monthly maintenance fees, overdraft fees, ATM fees, and any other charges that may impact your banking experience. Choose a bank with transparent and reasonable fee policies.

Assess Branch and ATM Availability:
Consider the accessibility of branch and ATM locations. Evaluate if the bank has conveniently situated branches and ATMs near your home, workplace, or frequented areas in Los Angeles. Easy access to in-person banking services and fee-free ATMs can enhance your banking convenience.

Review Customer Service and Reputation:
Customer service is paramount in a banking relationship. Review customer feedback and ratings to gauge the reputation of each bank. Look for indicators of prompt and helpful customer support, personalized assistance, and efficient problem resolution. A bank with a strong track record of customer satisfaction is more likely to provide a positive banking experience.

Utilize Online Tools and Comparison Websites:
Take advantage of online tools and comparison websites that allow you to compare features, rates, and fees across different banks. These resources can provide an unbiased and comprehensive overview of the banking options available in Los Angeles, helping you make an informed decision.

Visit and Consult with Shortlisted Banks:
Narrow down your options to a shortlist of preferred banks and consider visiting their branches in person. Engage with bank representatives to discuss your financial goals and ask any questions you may have. This will provide an opportunity to assess the professionalism, knowledge, and willingness of the bank's staff to assist you.

Make an Informed Decision:
After gathering all the necessary information, carefully analyze and compare your findings. Consider factors such as account features, convenience, fees, customer service, and reputation. Select the bank that best aligns with your financial goals, values, and preferences.

Finding the best local bank and bank account in Los Angeles, CA, requires thorough research, evaluation of account options, and consideration of factors like accessibility, fees, customer service, and reputation. By following the steps outlined in this blog post, you can make informed decisions that cater to your financial objectives and provide a solid foundation for managing your finances effectively in Los Angeles. Remember, choosing the right bank is a crucial step towards achieving financial stability and success.

City National Bank

General Information | Financial Summary | Locations & Branches

City National Bank
555 S Flower St
Los Angeles, CA 90071

555 S Flower St, Los Angeles, CA 90071

Official website:

Established in 1953-12-04, City National Bank is a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC), serving customers in Los Angeles California (CA) and many other cities.

The bank is still in service at 75 domestic branches/offices. You can explore all the domestic locations/branches, browse locations by state/city or search locations by zip code

City National Bank Online Banking

Location: Los Angeles, California CA (County Los Angeles)

FDIC Certificate #: 17281

FDIC Geographic Region: San Francisco - Alaska, American Samoa, Arizona, California, Federated States Of Micronesia, Guam, Hawaii, Idaho, Montana, Nevada, Oregon, Utah, Washington, Wyoming

Chartering Agency: OCC - State and Federal Comptroller of the Currency

OCC Charter Number: 14695

OTS Docket Number (assigned by federal housing finance board - FHFB): 12900

Core Based Statistical Area (CBSA): (CBSA#)

Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA - CMSA#49

Combined Statistical Area (CSA): N/A

Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA - MSA#4480

Office of the Comptroller: West - Alaska, American Samoa, Arizona, California, Colorado, Federated States Of Micronesia, Guam, Hawaii, Idaho, Iowa, Kansas, Missouri, Montana, Nebraska, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

Office of Thrift Supervision (OTS) Region: Western

City National Online Banking

City National Bank is

  • being operated in government conservatorship
  • an insured commercial bank
  • a member of Deposit Insurance Fund
  • an FDIC Insured member

Insurance Fund Membership: Deposit Insurance Fund (DIF)

Bank Holding Company: ROYAL BANK OF CANADA

Bank Holding Company Type: Multibank Holding Companies

Number of Domestic Offices: 75

Number of Foreign Offices: 0

Regulator: Office of the Comptroller of the Currency (OCC)

Trust Powers: Trust Power Granted

Data by FIDC (The Federal Deposit Insurance Corporation), last update 2023-11-24

Daily Best Banks' CD Rates

1 Yr
CIBC Bank USA: 5.36% APY, $1,000 minimum deposit
1 Yr
Limelight Bank: 5.35% APY, $1,000 minimum deposit
1 Yr
TAB Bank: 5.27% APY, $1,000 minimum deposit
1 Yr
First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit
1 Yr
Bask Bank: 5.20% APY, $1,000 minimum deposit
1 Yr
LendingClub Bank: 5.15% APY, $2,500 minimum deposit
1 Yr
Popular Direct: 5.15% APY, $10,000 minimum deposit
1 Yr
Barclays Bank: 5.00% APY, $0 minimum deposit
1 Yr
Capital One: 5.00% APY, $0 minimum deposit

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.