Phenix-Girard Bank HIGHWAY 280 BRANCH, Phenix City AL 36867
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A Comprehensive Guide to Choosing the Best Banks in Alabama: Unveiling the Best Bank Rates

Introduction:

Finding the right bank in Alabama is a critical decision that can significantly impact your financial well-being. Whether you're seeking excellent customer service, convenient branch locations, or competitive interest rates, choosing the best bank is essential. In this blog post, we will explore the factors to consider when selecting an Alabama bank and highlight the top banks in the state along with their best bank rates.

Factors to Consider When Choosing an Alabama Bank:
Reputation and Stability:

Ensure that the bank you choose has a solid reputation and a history of financial stability. Look for banks with a long-standing presence in Alabama and consider their financial ratings from credible sources like Moody's or Standard & Poor's.

What is the most popular bank near me?
Account Types and Services:

Evaluate your banking needs and determine which types of accounts and services are important to you. Consider features such as checking and savings accounts, certificates of deposit (CDs), loans, credit cards, online and mobile banking options, and customer support.

Accessibility and Convenience:

Evaluate the bank's branch and ATM network to ensure they have locations and services convenient to your daily life. Consider factors like operating hours, online and mobile banking capabilities, and the availability of fee-free ATMs.

Fees and Charges:

Pay attention to the fees associated with various banking services. Compare account maintenance fees, ATM fees, overdraft fees, and transaction fees. Opt for banks that offer transparent fee structures or accounts with no or minimal fees.

Interest Rates and Annual Percentage Yields (APY):

Compare interest rates and APYs across different account types to maximize your savings. Look for competitive rates on savings accounts, CDs, and money market accounts. Higher rates can help your money grow faster over time.

Top Banks in Alabama and their Best Bank Rates:
Regions Bank:

Regions Bank is one of the largest banks in Alabama and offers a wide range of account options. They provide competitive rates on savings accounts and CDs, with rates varying based on the term length. Additionally, Regions Bank offers convenient online and mobile banking services.

BBVA USA:

BBVA USA is a prominent bank in Alabama with a focus on digital banking solutions. They offer competitive interest rates on savings accounts and CDs, with special promotional rates at times. BBVA USA provides a user-friendly online and mobile banking platform.

FirstBank:

FirstBank operates in Alabama and offers various personal and business banking services. They provide competitive rates on savings accounts and CDs, with different options to suit your specific needs. FirstBank also offers online and mobile banking for convenient access.

FirstBank:

FirstBank operates in Alabama and offers various personal and business banking services. They provide competitive rates on savings accounts and CDs, with different options to suit your specific needs. FirstBank also offers online and mobile banking for convenient access.

PNC Bank:

PNC Bank is a well-established bank with a strong presence in Alabama. They offer competitive rates on savings accounts and CDs, catering to different terms and balance requirements. PNC Bank provides a user-friendly online and mobile banking experience.

Conclusion:

Selecting the best bank in Alabama involves careful consideration of various factors, including reputation, account types, accessibility, fees, and interest rates. By evaluating your financial needs and comparing the offerings of different banks, you can find the one that aligns with your requirements. Regions Bank, BBVA USA, FirstBank, and PNC Bank are among the top banks in Alabama, offering competitive rates and comprehensive banking services. Remember to review the latest rates and terms directly with the banks to make informed decisions and secure the best bank rates in Alabama.

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Phenix-Girard Bank HIGHWAY 280 BRANCH
Branch Address: 3650 Us 280, Phenix City, AL 36867


HIGHWAY 280 BRANCH (FIDC #180899) is one of domestic offices of Phenix-Girard Bank in Phenix City. It was established in 1999-03-08, serving as a Full Service Brick and Mortar Office, locates at 3650 Us 280, Phenix City, AL 36867.

Bank charter class: commercial bank, state charter and Fed nonmember, supervised by the FDIC.

Phenix-Girard Bank in Phenix City, Alabama

Metropolitan Statistical Area (MSA): N/A

Consolidated Metropolitan Statistical Area (CMSA): N/A

Combined Statistical Area (CSA): N/A

Core Based Statistical Area (CBSA): N/A

Core Based Statistical Division (CBSA_DIV): N/A

Phenix-Girard Bank AL 36867

Branch Name: HIGHWAY 280 BRANCH

Address: 3650 Us 280

City: Phenix City

State: Alabama AL

Zip code: 36867

County: Russell

FDIC UNINUM: #180899.

Data by FIDC (The Federal Deposit Insurance Corporation), last update 2023-11-24


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Daily Best Banks' CD Rates

Program
Rate
Bank
1 Yr
5.55%
Salem Five Direct: 5.55% APY, $10,000 minimum deposit
1 Yr
5.51%
CIBC Bank USA: 5.51% APY, $1,000 minimum deposit
1 Yr
5.37%
Popular Direct: 5.37% APY, $10,000 minimum deposit
1 Yr
5.35%
BrioDirect: 5.35% APY, $500 minimum deposit
1 Yr
5.35%
First Internet Bank of Indiana: 5.35% APY, $1,000 minimum deposit
1 Yr
5.35%
Bread Savings: 5.35% APY, $1,500 minimum deposit
1 Yr
5.30%
Quontic Bank: 5.30% APY, $500 minimum deposit
1 Yr
5.27%
TAB Bank: 5.27% APY, $1,000 minimum deposit
1 Yr
5.25%
Sallie Mae Bank: 5.25% APY, $2,500 minimum deposit

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.