When it comes to managing your finances, choosing the right bank is a crucial decision. Whether you're a Wisconsin resident or planning to relocate to the state, finding the best Wisconsin banks and bank rates can significantly impact your financial well-being. In this blog post, we will explore some key factors to consider when selecting a bank in Wisconsin and provide insights on how to secure the best bank rates.
Before diving into the vast array of banking options, take a moment to evaluate your specific requirements. Consider factors such as the type of accounts you need (checking, savings, CDs, etc.), your anticipated transaction volume, access to digital banking services, and the level of customer support you expect. By understanding your needs, you can narrow down your search and find a bank that aligns with your financial goals.
Wisconsin offers a diverse range of banking options, including both local and national banks. Local community banks often emphasize personalized service and community involvement, while national banks provide a broader range of products and services. Research the reputation, stability, and customer reviews of different banks to gauge their reliability and customer satisfaction.
Make sure the bank you choose is a member of the Federal Deposit Insurance Corporation (FDIC). FDIC insurance protects your deposits up to $250,000 per depositor, per insured bank. This coverage ensures that even if the bank faces financial difficulties, your funds will be protected.
Take the time to compare the fees and account requirements of different banks. Common fees include monthly maintenance fees, ATM fees, overdraft fees, and minimum balance fees. Look for banks that offer low or no fees, as these can significantly impact the overall value you receive from your bank.
In today's fast-paced world, digital banking services have become essential. Check whether the banks you are considering offer online and mobile banking options, bill payment services, mobile check deposits, and person-to-person payment capabilities. Access to convenient and secure digital banking can streamline your financial management and save you time.
Excellent customer service is vital when it comes to banking. Look for banks that have a reputation for providing prompt and reliable customer support. Consider factors such as the availability of in-person assistance, call center hours, and the responsiveness of online support channels. A bank that prioritizes customer service will ensure a smooth banking experience and assist you when needed.
If you're seeking competitive interest rates on savings accounts or certificates of deposit (CDs), compare rates offered by various banks. Take note of both local and national banks and explore online-only banks that often offer higher rates due to lower overhead costs.
Banks occasionally offer special promotions to attract new customers. Keep an eye out for limited-time offers, such as higher introductory interest rates or cash incentives for opening new accounts. These promotions can help you maximize your earnings.
Banks occasionally offer special promotions to attract new customers. Keep an eye out for limited-time offers, such as higher introductory interest rates or cash incentives for opening new accounts. These promotions can help you maximize your earnings.
Some banks offer relationship banking programs where customers can qualify for higher interest rates based on their overall relationship with the bank. By consolidating your accounts and banking activities with one institution, you may be eligible for better rates and additional benefits.
Consulting financial advisors or professionals can provide valuable insights into the best bank rates in Wisconsin. These experts stay informed about the financial industry and can guide you toward banks that offer the most favorable rates and terms.
Choosing the best Wisconsin bank and securing the best bank rates involves careful consideration of your financial needs, diligent research, and comparison shopping. Evaluate banks based on their services, fees, digital capabilities, and customer support. When seeking competitive rates, compare offerings from different banks and explore special promotions. By following these steps, you can make an informed decision and find a Wisconsin bank that aligns with your financial goals while securing the best possible bank rates.
Show all 30 domestic offices, branches & locations
ID | Branch Name | Branch Address |
---|---|---|
1 | APPLETON BRANCH 78000 | 222 W College Ave, Appleton WI 54911 |
2 | BROOKFIELD BRANCH 82100 BRANCH | 14000 W North Ave, Brookfield WI 53005 |
3 | BURLINGTON BRANCH 28000 | 101 W Chestnut St, Burlington WI 53105 |
4 | DE PERE BRANCH 76000 | 840 Main Ave, De Pere WI 54115 |
5 | Delafield Branch | 2675 Sun Valley Drive, Delafield WI 53018 |
6 | DOUGLAS BRANCH 32000 | 4959 Douglas Ave, Racine WI 53402 |
7 | DOWNTOWN MADISON BRANCH 67000 | 159 Martin Luther King Jr Blvd, Madison WI 53703 |
8 | FORT ATKINSON BRANCH 73000 | 200 Sherman Ave W, Fort Atkinson WI 53538 |
9 | FRANKLIN OFFICE 81000 BRANCH | 3001 W Rawson Ave, Franklin WI 53132 |
10 | GREEN BAY DOWNTOWN BRANCH 77000 | 318 S Washington St, Green Bay WI 54301 |
11 | HAYWARD BRANCH 11000 | 10631 Ushwy 63, Hayward WI 54843 |
12 | HOLIDAY DRIVE BRANCH 63000 | 2021 Holiday Dr, Janesville WI 53545 |
13 | JANESVILLE MAIN OFFICE BRANCH 61000 | 1 S Main St, Janesville WI 53545 |
14 | Johnson Bank | 555 Main St, Racine WI 53403 |
15 | KENOSHA MAIN BRANCH 56000 | 7500 Green Bay Rd, Kenosha WI 53142 |
16 | KENOSHA MIDTOWN BRANCH 51000 | 3928 60th St, Kenosha WI 53144 |
17 | KENOSHA SOUTH BRANCH 53000 | 8046 39th Ave, Kenosha WI 53142 |
18 | KOHLER BRANCH 84000 | 815 Woodlake Rd, Kohler WI 53044 |
19 | MADISON WEST BRANCH 66000 | 525 Junction Rd, Madison WI 53717 |
20 | MEQUON BRANCH | 1555 W Mequon Rd, Mequon WI 53092 |
21 | MILWAUKEE BRANCH 82000 | 535 E Wells St, Milwaukee WI 53202 |
22 | MT. PLEASANT BRANCH 38000 | 5901 Durand Ave, Racine WI 53406 |
23 | MUKWONAGO BRANCH 71000 | 1000 Fox St, Mukwonago WI 53149 |
24 | RICE LAKE MAIN 18000 BRANCH | 2019 Cenex Dr, Rice Lake WI 54868 |
25 | SPOONER BRANCH 15000 | 526 N River St, Spooner WI 54801 |
26 | STRAWBERRY CREEK 57000 BRANCH | 7401 144th Ave, Kenosha WI 53142 |
27 | TERRACE DRIVE MADISON BRANCH | 5201 E Terrace Dr, Madison WI 53718 |
28 | WAUKESHA BRANCH 86000 | N22 W23991 Ridgeview Pkwy, Waukesha WI 53188 |
29 | WEST BRANCH 36000 | 6700 Washington Ave, Racine WI 53406 |
30 | WHITEFISH BAY BRANCH 79000 | 5600 N Lake Dr, Whitefish Bay WI 53217 |
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Data by FIDC (The Federal Deposit Insurance Corporation), report date: 2023-06-30
Program | Rate | Bank |
---|---|---|
1 Yr | 5.36% | CIBC Bank USA: 5.36% APY, $1,000 minimum deposit |
1 Yr | 5.35% | Limelight Bank: 5.35% APY, $1,000 minimum deposit |
1 Yr | 5.27% | TAB Bank: 5.27% APY, $1,000 minimum deposit |
1 Yr | 5.26% | First Internet Bank of Indiana: 5.26% APY, $1,000 minimum deposit |
1 Yr | 5.25% | Bread Savings: 5.25% APY, $1,500 minimum deposit |
1 Yr | 5.20% | Bask Bank: 5.20% APY, $1,000 minimum deposit |
1 Yr | 5.15% | LendingClub Bank: 5.15% APY, $2,500 minimum deposit |
1 Yr | 5.15% | Popular Direct: 5.15% APY, $10,000 minimum deposit |
1 Yr | 5.00% | Barclays Bank: 5.00% APY, $0 minimum deposit |
*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.
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