LCNB National Bank Locations
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A Comprehensive Guide to Choosing the Best Ohio Banks & the Best Bank Rates

Introduction:

Choosing the right bank is a crucial step in managing your finances effectively. Whether you're a resident of Ohio or planning to relocate to the Buckeye State, this guide will help you navigate the financial landscape and make an informed decision. We will explore the key factors to consider when selecting a bank in Ohio and highlight some of the best bank rates available in the state. Let's get started!

Assess Your Banking Needs:

Begin by assessing your individual banking needs. Consider whether you prefer a traditional brick-and-mortar branch or the convenience of online banking. Determine the types of accounts you require, such as checking, savings, or investment accounts. Evaluate factors like your average balance, the frequency of transactions, and any specialized services you may need. Understanding your specific needs will help you narrow down the options and find a bank that aligns with your requirements.

What is local bank?
Research Ohio Banks:

Ohio offers a wide range of banking options, including local community banks and national institutions. Start by researching banks that operate within the state, paying attention to their reputation, stability, and the services they offer. Look for established banks with a strong presence and positive customer reviews. Prominent national banks such as Chase, PNC, and Fifth Third have branches throughout Ohio, offering extensive services and convenient access.

Consider Community Banks and Credit Unions:

Don't overlook the advantages offered by community banks and credit unions. These institutions often prioritize personalized service, community involvement, and competitive rates. Ohio has several community banks and credit unions worth exploring, such as Huntington Bank, KeyBank, and Wright-Patt Credit Union. Research their offerings, account options, and customer satisfaction levels.

Evaluate Fees and Account Requirements:

Compare the fee structures and account requirements of different banks. Look for banks that offer low or no monthly maintenance fees, reasonable overdraft charges, and transparent fee disclosures. Some banks may waive fees if you meet certain criteria, such as maintaining a minimum balance or setting up direct deposit. Carefully evaluate these factors to minimize unnecessary expenses.

Analyze Interest Rates and Benefits:

Interest rates play a crucial role in choosing a bank. Compare the interest rates offered for checking and savings accounts across different banks. While interest rates may fluctuate, finding a bank that offers competitive rates can help your money grow over time. Additionally, consider other benefits such as rewards programs, cashback offers, or ATM fee reimbursements, as they can enhance your banking experience.

Explore Online and Mobile Banking Services:

In today's digital age, convenient online and mobile banking services are essential. Ensure that the bank you choose provides robust online and mobile platforms with features like mobile check deposit, bill pay, fund transfers, and real-time balance updates. User-friendly interfaces and reliable customer support are also important considerations.

Review Customer Service and Support:

Reliable customer service is crucial in banking. Look for banks that offer excellent customer support through multiple channels, such as phone, email, or live chat. Prompt and efficient customer service can save you time and provide peace of mind when resolving any issues or concerns.

Conclusion:

Selecting the best bank in Ohio involves careful consideration of your banking needs, researching various options, and evaluating factors such as fees, interest rates, services, and customer support. Take your time, compare different banks, and read customer reviews to make an informed decision. Remember, the right bank should align with your financial goals, offer competitive rates, and provide a seamless banking experience. By following these guidelines, you'll be well-equipped to choose the best Ohio bank for your needs.

Conclusion:

Selecting the best bank in Ohio involves careful consideration of your banking needs, researching various options, and evaluating factors such as fees, interest rates, services, and customer support. Take your time, compare different banks, and read customer reviews to make an informed decision. Remember, the right bank should align with your financial goals, offer competitive rates, and provide a seamless banking experience. By following these guidelines, you'll be well-equipped to choose the best Ohio bank for your needs.

LCNB National Bank Locations


All Locations | Locations by State/City | Zip Code Search

Show all 29 domestic offices, branches & locations

IDBranch NameBranch Address
1
1270 NAGEL ROAD BRANCH
1270 Nagel Rd, Cincinnati OH 45255
2
6890 DIXIE HIGHWAY BRANCH
6890 Dixie Hwy, Florence KY 41042
3
7553 BRIDGETOWN ROAD BRANCH
7553 Bridgetown Rd, Cincinnati OH 45248
4
BARRON STREET BRANCH
1697 N Barron St, Eaton OH 45320
5
BROOKVILLE NB
225 Upper Lewisburg Salem Rd, Brookville OH 45309
6
CENTERVILLE BRANCH
9605 Dayton Lebanon Pike St Rt 48, Centerville OH 45458
7
CHILLICOTHE BRANCH
33 W Main St, Chillicothe OH 45601
8
COLUMBUS AVENUE BRANCH
730 Columbus Ave, Lebanon OH 45036
9
Dent Branch
6581 Harrison Ave, Cincinnati OH 45247
10
DRIVE-IN BRANCH
34 N Broadway St, Lebanon OH 45036
11
EATON NATIONAL BANK BRANCH
110 W Main St, Eaton OH 45320
12
FAIRFIELD BRANCH
765 Nilles Rd, Fairfield OH 45014
13
FAYETTE BANKING CENTER BRANCH
100 Crossing Dr, Washington Court House OH 43160
14
FRANKFORT BRANCH
Main And Springfield Streets, Frankfort OH 45628
15
GOSHEN BRANCH
Dick Flynn Blvd, Goshen OH 45122
16
HAMILTON BRANCH
794 Nw Washington Blvd, Hamilton OH 45013
17
LCNB National Bank
2 N Broadway St, Lebanon OH 45036
18
LCNB OAKWOOD BRANCH
2705 Far Hills Ave, Dayton OH 45419
19
LEWISBURG BRANCH
522 S Commerce St, Lewisburg OH 45338
20
LOVELAND BRANCH
500 Loveland Madeira Rd, Loveland OH 45140
21
MAINEVILLE BRANCH
7795 South State Route 48, Maineville OH 45039
22
MIDDLETOWN BRANCH
4441 Marie Dr, Middletown OH 45044
23
MONROE BRANCH
101 Clarence F Warner Dr, Monroe OH 45050
24
OTTERBEIN BRANCH
200 Campus Ctr, Lebanon OH 45036
25
OXFORD BRANCH
30 W Park Pl, Oxford OH 45056
26
PRICE HILL BRANCH
4310 Glenway Ave, Cincinnati OH 45205
27
ROACHESTER/MORROW BRANCH
6123 East State Route 22 And 3, Roachester OH 45152
28
SOUTH LEBANON BRANCH
603 Corwin Nixon Blvd, South Lebanon OH 45065
29
SPRINGBORO/FRANKLIN BRANCH
525 W Central Ave, Springboro OH 45066
30
THE MASON BRANCH
1050 Reading Rd, Mason OH 45040


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LCNB National Bank Branches
LCNB National Bank Offices
LCNB National Locations
LCNB National Offices

 

Data by FIDC (The Federal Deposit Insurance Corporation), report date: 2023-06-30

Daily Best Banks' CD Rates

Program
Rate
Bank
1 Yr
4.52%
TAB Bank: 4.52%, Min. deposit to open $1,000
1 Yr
4.50%
Popular Direct: 4.50%, Min. deposit to open $10,000
1 Yr
4.40%
Limelight Bank: 4.40%, Min. deposit to open $1,000
1 Yr
4.40%
Live Oak Bank: 4.40%, Min. deposit to open $2,500
1 Yr
4.25%
Marcus by Goldman Sachs: 4.25%, Min. deposit to open $500
1 Yr
4.25%
Bank5 Connect: 4.25%, Min. deposit to open $500
1 Yr
4.25%
Bask Bank: 4.25%, Min. deposit to open $1,000
1 Yr
4.21%
CIBC Bank USA: 4.21%, Min. deposit to open $1,000
1 Yr
4.20%
First Internet Bank of Indiana: 4.20%, Min. deposit to open $1,000
1 Yr
4.15%
Barclays Bank: 4.15%, Min. deposit to open $0

*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.