Selecting the right bank is crucial for effective financial management. In Kansas, a state with a diverse financial sector, finding the best bank is essential for your financial well-being. In this article, we will explore key factors to consider when choosing a bank in Kansas and highlight some of the best bank rates currently available in the state.
Start by defining your financial goals and needs. Assess whether you require basic banking services, specialized accounts, loans, credit cards, or investment opportunities. Understanding your objectives will help you narrow down your options and find a bank that aligns with your specific needs.
The reputation and stability of a bank are crucial considerations. Look for banks with a strong presence in Kansas, a history of reliability, and positive customer feedback. A financially secure bank provides peace of mind and ensures the safety of your funds.
Consider the range of services offered by each bank. Assess whether they provide convenient online and mobile banking options, accessible ATM networks, and branch locations that suit your preferences. Additionally, look for value-added services such as financial planning assistance, wealth management solutions, or educational resources that can contribute to your financial success.
Compare the fee structures of potential banks, including maintenance fees, ATM fees, overdraft fees, and transaction charges. Carefully review the fee schedules to ensure they align with your banking habits and minimize unnecessary costs. Some banks may offer fee waivers or reduced fees for certain account types, so be sure to review the terms and conditions.
Interest rates play a significant role in optimizing your savings and reducing borrowing costs. Look for banks that offer competitive interest rates on savings accounts, certificates of deposit (CDs), personal loans, and mortgages. Higher interest rates can help grow your savings, while lower rates can save you money on loans. Consider associated terms and conditions, such as minimum balances or introductory rates.
With a strong presence in Kansas, Commerce Bank offers competitive interest rates on savings accounts, CDs, and mortgage loans.
A trusted financial institution in Kansas, Capitol Federal Savings Bank provides competitive rates on savings accounts, CDs, and personal loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
Known for its community focus, Meritrust Credit Union offers competitive interest rates on savings accounts, CDs, and mortgage loans.
With a wide range of banking products, Central Bank and Trust Co. offers competitive rates on savings accounts, CDs, and personal loans.
Choosing the best bank in Kansas involves careful consideration of your financial goals, the bank's reputation and stability, the range of services offered, fee structures, and competitive interest rates. By conducting thorough research and assessing your needs, you can find a bank that provides convenience, security, and favorable rates. Regularly reviewing your banking requirements will ensure that your financial goals continue to be met effectively.
Show all 67 domestic offices, branches & locations
ID | Branch Name | Branch Address |
---|---|---|
1 | 1ST & BROADWAY BRANCH | 102 N Broadway St, Pittsburg KS 66762 |
2 | Almena Branch | 500 Main St, Almena KS 67622 |
3 | AUGUSTA BRANCH | 133 E 7th Ave, Augusta KS 67010 |
4 | BERRYVILLE BRANCH | 911 W Trimble Ave, Berryville AR 72616 |
5 | BLUE SPRINGS BRANCH | 651 Ne Coronado Dr, Blue Springs MO 64014 |
6 | CLINTON BRANCH 85 | 615 E Ohio St, Clinton MO 64735 |
7 | COFFEYVILLE BRANCH | 902 Mcarthur St, Coffeyville KS 67337 |
8 | COMMUNITY FIRST BANK, PEA RIDGE | 198 Slack St, Pea Ridge AR 72751 |
9 | EAST KELLOGG BRANCH | 7701 E Kellogg Dr, Wichita KS 67207 |
10 | Equity Bank | 345 N Andover Rd, Andover KS 67002 |
11 | EQUITY ELLIS BRANCH | 916 Washington St, Ellis KS 67637 |
12 | EXPRESS BANK SOUTH BRANCH | 930 S Kansas Ave, Liberal KS 67901 |
13 | FIRST COMMUNITY BRANCH | 301 Se Main St, Lees Summit MO 64063 |
14 | FIRST NATIONAL BANK OF LIBERAL - EXPRESS BANK BRANCH | 23 W 4th St, Liberal KS 67901 |
15 | GAGE BRANCH | 3825 Sw 29th St, Topeka KS 66614 |
16 | GARDEN CITY BRANCH | 1901 E Mary St, Garden City KS 67846 |
17 | GREAT BEND BRANCH | 1321 Main St, Great Bend KS 67530 |
18 | GRINNELL BRANCH | 106 S Adams, Grinnell KS 67738 |
19 | GUYMON BRANCH | 601 N Main St, Guymon OK 73942 |
20 | Guymon Drive Thru Branch | 204 Nw 4th St, Guymon OK 73942 |
21 | HARRISON BRANCH | 200 E Ridge Ave, Harrison AR 72601 |
22 | HARRISON BRANCH | 1304 Highway 62 65 N, Harrison AR 72601 |
23 | HAYS BRANCH | 2428 Vine St, Hays KS 67601 |
24 | HIGGINSVILLE HWY BRANCH 36 | 1919 Highway 13 Blvd, Higginsville MO 64037 |
25 | HOLCOMB BRANCH | 401 N Henderson St, Holcomb KS 67851 |
26 | HOXIE BRANCH | 745 Main St, Hoxie KS 67740 |
27 | HUGOTON BRANCH | 502 S Jackson St, Hugoton KS 67951 |
28 | INDEPENDENCE BRANCH | 112 E Myrtle St, Independence KS 67301 |
29 | Kansas City Hq Branch | 7035 College Blvd, Overland Park KS 66211 |
30 | KNOB NOSTER BRANCH 10 | 200 N State St, Knob Noster MO 65336 |
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Data by FIDC (The Federal Deposit Insurance Corporation), report date: 2023-06-30
Program | Rate | Bank |
---|---|---|
1 Yr | 4.52% | TAB Bank: 4.52%, Min. deposit to open $1,000 |
1 Yr | 4.50% | Popular Direct: 4.50%, Min. deposit to open $10,000 |
1 Yr | 4.40% | Limelight Bank: 4.40%, Min. deposit to open $1,000 |
1 Yr | 4.40% | Live Oak Bank: 4.40%, Min. deposit to open $2,500 |
1 Yr | 4.25% | Marcus by Goldman Sachs: 4.25%, Min. deposit to open $500 |
1 Yr | 4.25% | Bank5 Connect: 4.25%, Min. deposit to open $500 |
1 Yr | 4.25% | Bask Bank: 4.25%, Min. deposit to open $1,000 |
1 Yr | 4.21% | CIBC Bank USA: 4.21%, Min. deposit to open $1,000 |
1 Yr | 4.20% | First Internet Bank of Indiana: 4.20%, Min. deposit to open $1,000 |
1 Yr | 4.15% | Barclays Bank: 4.15%, Min. deposit to open $0 |
*CD Rates are subject to change without notice and may vary from bank to bank and branch to branch. Please contact your local bank for updated bank CD rates.
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